Several organizations are actively preparing for the open enrollment period of the health care marketplace from Wednesday, Nov. 1, through Friday, Dec. 15, 2017. Coverage will be effective Jan. 1, 2018. Following are some important things to note about enrollment this year:

  • The open enrollment period is shortened a full 45 days fewer than in previous years. It will be important to heavily promote the need to enroll quickly.
  • The Trump administration is reducing the budget for promoting health insurance enrollment opportunities and funding for enrollment assisters.
  • There has been a change in the insurers for most Missouri counties for 2018.
  • Partners
  • Policy Information

Cover MissouriCoverMissouri
The Cover Missouri Coalition has a wealth of resources available for use, with more being added. They are available free of charge. Also, the coalition is hosting Rock Enrollment events throughout the state all day on Saturday, Nov. 4. You can also be added to the Cover Missouri social media calendar by emailing mfh@fleishman.com. Draft posts with artwork are posted every couple of weeks.

American Hospital AssociationAHA
The American Hospital Association also has a number of resources available for hospitals to use, including 30 and 60 second videos in English and Spanish, infographics and other content that can be customized, and talking points for use when engaging with other stakeholders.

Executive Order Promoting Healthcare Choice and Competition Across America

Find the order here.

What you need to know:

The President's executive order prioritizes changes and restructuring to three types of insurance options, none of which are required to cover essential health benefits or preexisting conditions:

  • Association Health Plans
  • Short-term, Limited-duration Insurance
  • Health Reimbursement Arrangements

U.S. Departments of Treasury, Labor, and Health and Human Services are tasked with various responsibilities to review the above three systems and have 60 days to consider changes to guidance or regulations. Their charges include allowing more employers to form AHPs, promoting AHP formation, expanding availability of STLDIs, considering lengthening the coverage time frame of STLDIs, increasing the usability of HRAs, and expanding employers’ ability to offer HRAs.

Public comment is to be considered on any regulations proposed.

Announcement on End to Cost-Sharing Reduction Payments to Insurance Companies

Learn more here.

What you need to know:

The Administration will immediately stop making cost-sharing reduction payments to insurance companies that sell Marketplace plans.

These payments, known as CSRs, were created as part of the Affordable Care Act to help offset the cost of providing coverage for lower income individuals and families.

There has been no change to the ACA requirements that individuals obtain health insurance coverage or that insurance companies provide discounts to low-income consumers.

Insurers have said CSR payments are critical, and that without them they will have to significantly increase premiums or leave the Marketplace.

In August, the Congressional Budget Office said ending CSRs could result in the following.

  • Leave about 1 million additional people uninsured
  • Raise premiums for Marketplace plans by about 20 percent
  • Increase the federal deficit by $194 billion through 2026